Loans for bitcoin

Eliminate rehypothecation risk

A "mortgage " for bitcoin

If the value of a house on a mortgage goes down, you don't need to pledge additional collateral. If you choose to receive your bitcoin in installments, that bitcoin will never be liquidated due to price volatility, even if there is a 99% dip. You just need to make your monthly payments.

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Run the numbers

Lump sum beats DCA

Across every possible 4-year-period in bitcoin's history, lump sum at the start beats buying a fixed amount each month nearly 90% of the time, and the last 10% can only be found when buying in narrow windows around peak run-ups (e.g. ~$19k in December 2017). Faucet21 lets you make monthly payments, while gaining the benefit of a lump sum fixed price.

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Don't trust verify

Loan vs DCA
Calculator

See if a loan might make sense based on YOUR assumptions. Our calculator determines which approach will result in you owning more bitcoin. Enter all the values to see what your monthly payments would be.We show you how much bitcoin you end up with by taking the loan. We compare that to dollar-cost-averaging where you would purchase that dollar amount of bitcoin over the same period without taking a loan. Try different numbers and see how the results change.*(Includes flat rate 5.79% initiation fee, which is obtained by increasing loan amount by 6.15% rather than a deposit. Bitcoin to be purchased on the world's lowest fee bitcoin-only exchange (Caliber), which has spreads down to 10bps, below other "zero fee" products.)

Feel good about where you start

For newcomers

Except for perhaps a few hundred people on the planet, everyone has felt like bitcoin is expensive at some point because they know someone who purchased years before them. That there is 1000x upside to go as hyperbitcoinization proceeds may be rationally true, but that does not mean the feeling disappears.The feeling of not being able to acquire a substantial bitcoin position appears to be a leading cause of people delaying getting off zero, watching the price go up, and then entering into a repeating vicious cycle where it continues to feel expensive. Even worse, it can lead to degenerate options trading, leverage trading and loans against bitcoin that bring liquidation exposure, or "shitcoin" ponzi scheme trading that often leads to total loss (see rekt.news).Faucet21 lets people take the future dollars they plan to DCA, and turn it into a bitcoin nestegg they can feel proud of today. You might find its just what your friends and family need to finally get in. Plus, Faucet21 helps prevent panic selling.

you already avoid holding dollars

For seasoned veterans

If you understand the opportunity cost of holding dollars or other assets when you could be holding bitcoin, you probably don't have many dollars available at any given time. If you have income that is specified in dollars, you are inherently short bitcoin on those future receivables. Faucet21 can help you get out of that short by allowing you to turn part that income into a swap for fixed installments of bitcoin (you repay your loan in dollars, and the bitcoin quantity stays fixed).

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Welcome to the end game

Distributed, Retail Level speculative attack

The price of bitcoin on July 4th, 2014, when Pierre Rochard published Speculative Attack at the Satoshi Nakamoto Institute was $630.69.“It might make sense just to get some in case it catches on. If enough people think the same way, that becomes a self fulfilling prophecy.” -Satoshi NakamotoThe dollar is falling. Faucet21 lets you short dollars and go long bitcoin. The rest of the world is inherently short bitcoin whenever they hold and are long other assets. They are about to experience the largest short squeeze the world will ever see.

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